Our Hong Kong team, together with their families, participated in a tree planting activity in partnership with Green Power at Tai Lam Country Park.
From planting native saplings to joining an eco-tour led by environmental experts, the day offered a hands-on opportunity to learn more about Hong Kong’s biodiversity and conservation efforts.
An evening to celebrate, reconnect, and look ahead.
To celebrate our 20th anniversary in Singapore, we hosted an exclusive cocktail reception with our valued partners at HighHouse, offering the city’s highest view and a perfect backdrop to reflect on our two decades in symphony.
Behind this milestone is an ensemble of enduring partnerships, dedicated to meeting the evolving needs of high-net-worth protection in this vibrant market.
Transamerica Life Bermuda introduces Opera One Variable Universal Life (VUL) (Bermuda version), a single-premium, investment-linked life insurance solution designed for ultra-high-net-worth (UHNW) individuals seeking to integrate life insurance protection with their existing assets. Opera One VUL is structured to support sophisticated wealth, business and legacy-planning needs while providing long-term protection within a flexible and efficient framework.
Opera One VUL is designed to empower clients to:
A form of universal life (UL) insurance, variable universal life (VUL) insurance offers life protection alongside investment flexibility. Premiums are payable through a combination of cash (or cash equivalent) and asset holdings, enabling policyholders to align insurance planning with their broader wealth strategy. Designed for HNW and ultra HNW individuals, VUL helps enhance investment potential while leveraging market growth to support long‑term legacy planning.
Shaped around your individuality as an ultra-high-net-worth client, Opera One integrates life protection with your existing assets.
Your financial ambitions, family legacy and global footprint are unique. Opera One honours that individuality by integrating life protection with your existing asset holdings — all shaped around your vision and wealth to empower you to pursue your personal, family, and business objectives.
A bespoke lifetime protection reflecting the scale and stature of your wealth.
Your policy can be supported by your existing assets, enhancing protection without disrupting your established investment positions.
Ensure your portfolio aligns with your broader strategic direction.
Withdrawals without charges to support your evolving aspirations.
Non-chargeable premium to help keep your policy resilient across market cycles.
Can craft a legacy distribution that mirrors your intentions in cash, in assets, or through a bespoke combination of both.
Opera One (Policy Form No. VUL01 BM) is a variable universal life insurance policy underwritten and issued by Transamerica Life (Bermuda) Ltd., a company incorporated in Bermuda. Policies to which these materials relate are only available in Bermuda. Insurance eligibility and premiums are subject to underwriting. In the event of suicide within two years from the later of the Policy Issue Date, the Reinstatement Effective Date and the date of issue of the new policy under the Insured Exchange Option (if applicable), we will not pay the Death Benefit. We will only return the premiums you paid for the policy, less any Withdrawal amount, any Terminal Illness Benefit paid and any cost incurred by the Underlying Investment.
This publication serves only as an overview and is not an offer to sell or a solicitation to buy any of Transamerica Life Bermuda’s products. It is provided for informational purposes only and should not be construed as financial, tax or legal advice. Clients and other interested parties should seek independent financial, tax and legal advice. All cases studies and other illustrations or examples given in this publication are for informational and illustrative purposes and do not predict future performance. The actual premiums, charges and benefits are dependent on factors, including the insured’s age, gender, risk class, smoking status, and country of residence. All monetary values reflected in these materials are in U.S. dollars. This information is current as of April 2026.
Clients and other interested parties should refer to the policy contract for detailed terms and conditions. Although care is taken in preparing this material, Transamerica Life Bermuda disclaims any express or implied warranty as to the accuracy of the content and any liability with respect to it. For further information, please contact Transamerica Life Bermuda’s distributors.
The policy contract for the product described in this publication is prepared in English. In the event of any conflict or inconsistency between the contents of this publication and the policy contract, the policy contract shall prevail. Unless otherwise stated, capitalised terms in this publication shall have the same meanings as defined in the policy contract.
An evening to celebrate, reconnect, and look ahead.
We are pleased to announce the appointment of Ms. Gahyoung Kim as Chief Operating Officer. She will play a pivotal role as we move forward with our new Target Operating Model, designed to bring clarity, alignment, and execution discipline across the organisation.
This appointment marks a significant step in strengthening our company’s operational foundation as we enhance the way we serve partners and high-net-worth (HNW) clients globally.
A bespoke life protection solution designed to elevate your wealth and legacy
Our annual team-building event wasn’t just about fun—it was about making a difference! Teams of our Hong Kong branch office conquered a series of physical and mental challenges to earn essentials and assembled backpacks for the city’s homeless community. This hands-on experience blended teamwork with empathy, showing how small acts of kindness can spark big change. A day of purpose, solidarity and impact—because when we come together, we create meaningful changes.
