Transamerica Life Bermuda introduces Opera One Variable Universal Life (VUL) (Bermuda version), a single-premium, investment-linked life insurance solution designed for ultra-high-net-worth (UHNW) individuals seeking to integrate life insurance protection with their existing assets. Opera One VUL is structured to support sophisticated wealth, business and legacy-planning needs while providing long-term protection within a flexible and efficient framework.
Opera One VUL is designed to empower clients to:
A form of universal life (UL) insurance, variable universal life (VUL) insurance offers life protection alongside investment flexibility. Premiums are payable through a combination of cash (or cash equivalent) and asset holdings, enabling policyholders to align insurance planning with their broader wealth strategy. Designed for HNW and ultra HNW individuals, VUL helps enhance investment potential while leveraging market growth to support long‑term legacy planning.
Shaped around your individuality as an ultra-high-net-worth client, Opera One integrates life protection with your existing assets.
Your financial ambitions, family legacy and global footprint are unique. Opera One honours that individuality by integrating life protection with your existing asset holdings — all shaped around your vision and wealth to empower you to pursue your personal, family, and business objectives.
A bespoke lifetime protection reflecting the scale and stature of your wealth.
Your policy can be supported by your existing assets, enhancing protection without disrupting your established investment positions.
Ensure your portfolio aligns with your broader strategic direction.
Withdrawals without charges to support your evolving aspirations.
Non-chargeable premium to help keep your policy resilient across market cycles.
Can craft a legacy distribution that mirrors your intentions in cash, in assets, or through a bespoke combination of both.
Watch the highlights and feel the momentum as our strategic partnership shapes success.
We are pleased to announce the appointment of Ms. Gahyoung Kim as Chief Operating Officer. She will play a pivotal role as we move forward with our new Target Operating Model, designed to bring clarity, alignment, and execution discipline across the organisation.
This appointment marks a significant step in strengthening our company’s operational foundation as we enhance the way we serve partners and high-net-worth (HNW) clients globally.
A bespoke life protection solution designed to elevate your wealth and legacy
Our annual team-building event wasn’t just about fun—it was about making a difference! Teams of our Hong Kong branch office conquered a series of physical and mental challenges to earn essentials and assembled backpacks for the city’s homeless community. This hands-on experience blended teamwork with empathy, showing how small acts of kindness can spark big change. A day of purpose, solidarity and impact—because when we come together, we create meaningful changes.
Our Singapore team united for a beach cleanup at East Coast Park. Together the team collected around 140 kilograms of waste which include plastic bottles, styrofoam containers, and abandoned fishing gear, demonstrating our shared commitment to environmental protection.
Behind the beauty of every orchestration are the people who bring it to life.
At our OPUS Luncheon in Hong Kong, we welcomed our key partners who are helping shape our position in the high-net-worth (HNW) protection space. The event was a celebration of strategic collaboration marked by insightful conversations and commitment to growing this market together.
