We provide a suite of flexible and customisable life insurance solutions to help high-net-worth individuals grow, preserve and pass on their wealth across generations, as well as support their evolving legacy and business planning needs.
Here is a quick overview of our solutions:
| Key Function ------------------- Type of Solution | Life protection for families | Business protection | Succession planning | Wealth growth | Tax planning |
Applicable to customers looking for: |
| Term Life | ✓ | ✓ | Life insurance for fixed terms with relatively low premiums | |||
| Universal Life (UL) | ✓ | ✓ | ✓ | ✓ | ✓ | Lifetime coverage with potential upside cash accumulation and flexibility to adjust premiums and death benefits |
| Indexed UL | ✓ | ✓ | ✓ | ✓ | ✓ | Lifetime coverage with higher potential upside (compared to UL) and downside protection |
| Indexed Savings | ✓ | ✓ | ✓ | Mainly long-term wealth growth and preservation with downside protection, and some life protection |
