A form of universal life (UL) insurance, variable universal life (VUL) insurance offers life protection alongside investment flexibility. Premiums are payable through a combination of cash (or cash equivalent) and asset holdings, enabling policyholders to align insurance planning with their broader wealth strategy. Designed for HNW and ultra HNW individuals, VUL helps enhance investment potential while leveraging market growth to support long‑term legacy planning.
Variable Universal Life
