What is a Term Life plan?

Term Life insurance covers you for a specific term or span of years. Our products help provide peace-of-mind for you and your family by protecting your hard-earned assets.

Trendsetter Ultra (Hong Kong) - Protect What Is Precious To You

Trendsetter Ultra (Hong Kong) is a term life insurance product that provides substantial protection levels to meet the needs of affluent and High Net Worth individuals.

Key Highlights 

With Trendsetter Ultra (Hong Kong), you will enjoy:

  • Flexibility to select your protection level and period of cover
    Customise your life insurance benefit and protection period to match your unique requirements. Choose from a wide range of guaranteed protection periods, starting from 5 years with a choice of any duration up to the insured’s age 70. Or you may choose term to age 90 for insureds aged 40 and above. You select how much protection you need, tailored for exactly the length of time you need it.
  • Protection for your loved ones
    Safeguard your family’s future lifestyle and wealth in the event of unexpected death. Provide for your inheritance planning, protect your children until they become independent, or repay any outstanding obligations.
  • Protection for your business
    Ensure your business continuity, mitigate risk, and minimise the disruption from the loss of a key employee, a business owner or partner. Enable your business loans to be repaid in the event of an unexpected death of a key employee. Design your protection to fund a partnership buy-sell agreement and support an orderly succession strategy, ensuring the desired outcome occurs.
  • Guaranteed and affordable premiums
    Premiums are guaranteed to remain unchanged throughout the policy term. Plus, the premiums are economical because you can tailor the protection period to precisely match your specific needs.
  • Supplementary benefit(s) for additional protection (subject to additional premium)
    Enhance your protection by adding on additional benefits to meet your needs:
    1. Accidental Death Benefit – provides additional payment in case of accidental death
    2. Waiver of Premium Benefit – premium waiver on the base plan and supplementary benefit(s)
    3. Total and Permanent Disability Benefit – accelerated payment from the sum assured of the base plan in case of total and permanent disability

Our distribution network allows our business partners including independent brokers to distribute our term life insurance policies and they can explain all the details about our products to help meet your customers' needs. For enquiries, please click here.

Download Product Summary

Declaimer:
Trendsetter Ultra (Hong Kong) (Policy Form No. TL01 HK) is term life insurance policy underwritten and issued by TLB, a company incorporated in Hamilton, Bermuda. Policies to which this publication relates are only available in Hong Kong. Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefit is limited to the return of premiums paid.

Trendsetter Ultra (Bermuda) - Protect What Is Precious To You

Trendsetter Ultra (Bermuda) is a term life insurance product that provides substantial protection levels to meet the needs of affluent and High Net Worth individuals.

Key Highlights 

With Trendsetter Ultra (Bermuda), you will enjoy:

  • Flexibility to select your protection level and period of cover
    Customise your life insurance benefit and protection period to match your unique requirements. Choose from a wide range of guaranteed protection periods, starting from 5 years with a choice of any duration up to the insured’s age 70. Or you may choose term to age 90 for insureds aged 40 and above. You select how much protection you need, tailored for exactly the length of time you need it.
  • Protection for your loved ones
    Safeguard your family’s future lifestyle and wealth in the event of unexpected death. Provide for your inheritance planning, protect your children until they become independent, or repay any outstanding obligations.
  • Protection for your business
    Ensure your business continuity, mitigate risk, and minimise the disruption from the loss of a key employee, a business owner or partner. Enable your business loans to be repaid in the event of an unexpected death of a key employee. Design your protection to fund a partnership buy-sell agreement and support an orderly succession strategy, ensuring the desired outcome occurs.
  • Guaranteed and affordable premiums
    Premiums are guaranteed to remain unchanged throughout the policy term. Plus, the premiums are economical because you can tailor the protection period to precisely match your specific needs.
  • Supplementary benefit(s) for additional protection (subject to additional premium)
    Enhance your protection by adding on additional benefits to meet your needs:
    1. Accidental Death Benefit – provides additional payment in case of accidental death
    2. Waiver of Premium Benefit – premium waiver on the base plan and supplementary benefit(s)
    3. Total and Permanent Disability Benefit – accelerated payment from the sum assured of the base plan in case of total and permanent disability

Our distribution network allows our business partners including independent brokers to distribute our term life insurance policies and they can explain all the details about our products to help meet your customers' needs. For enquiries, please click here.

Download Product Summary

Declaimer:
Trendsetter Ultra (Bermuda) (Policy Form No. TL01 BM and TL01 FL) is term life insurance policy underwritten and issued by TLB, a company incorporated in Hamilton, Bermuda. Policies to which this publication relates are only available in Bermuda. Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefit is limited to the return of premiums paid.