What is Term Life plan?

Term Life insurance covers you for a specific term or span of years. Our products help provide peace-of-mind for you and your family by protecting your hard-earned assets. Your premium payment is guaranteed and level for the initial term, then guaranteed renewable up to insured's age 95.



TrendsetterSM ROP30

With fixed term coverage and certainty of a return of premiums*, TrendsetterSM ROP30 offers you the best of both worlds.

Key benefits of TrendsetterSM ROP30:

  • Premiums are guaranteed and level for 30 years.
  • The policy builds cash value over time. If you outlive the initial term and the policy is still in force at the end of the 30th policy year, we will return all the premiums* you have paid.
  • Enhance the protection with riders and options: Accident Indemnity Rider, Waiver of Premium Rider, Conversion Rider and Accelerated Death Benefit Option.

Convertibility Rider

If you have purchased the conversion rider together with your TrendsetterSM ROP30 policy, you can convert your policy to a permanent life insurance policy that is made available by Transamerica Life (Bermuda) Ltd. at the time of the conversion. This option may be exercised any time before the end of the 30th policy year or the insured's 70th birthday, whichever is earlier.

*We will return eligible premiums only, which exclude sub-standard premiums, rider premiums, outstanding loans and any loan interest due. If death occurs during the first 30 years of your policy, we will pay the death benefit and no premium will be returned.

Our distribution network allows our business partners including independent brokers to distribute our term life insurance policies and they can explain all the details about our products to help meet your customers' needs. For enquiries, please click here.

Download Product Summary

Remarks:
TrendsetterSM ROP30 (Policy Form #6-630 67-113) is a term life insurance policy issued by Transamerica Life (Bermuda) Ltd., a company incorporated in Hamilton, Bermuda.

Premiums increase annually beginning in year 31. Policies are available in Hong Kong.

Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.

TrendsetterSM ROP30

With fixed term coverage and certainty of a return of premiums*, TrendsetterSM ROP30 offers you the best of both worlds.

Key benefits of TrendsetterSM ROP30:

  • Premiums are guaranteed and level for 30 years.
  • The policy builds cash value over time. If you outlive the initial term and the policy is still in force at the end of the 30th policy year, we will return all the premiums* you have paid.
  • Enhance the protection with riders and options: Accident Indemnity Rider, Waiver of Premium Rider, Conversion Rider and Accelerated Death Benefit Option.

Convertibility Rider

If you have purchased the conversion rider together with your TrendsetterSM ROP30 policy, you can convert your policy to a permanent life insurance policy that is made available by Transamerica Life (Bermuda) Ltd. at the time of the conversion. This option may be exercised any time before the end of the 30th policy year or the insured's 70th birthday, whichever is earlier.

* We will return eligible premiums only, which exclude sub-standard premiums, rider premiums, outstanding loans and any loan interest due. If death occurs during the first 30 years of your policy, we will pay the death benefit and no premium will be returned.

Our distribution network allows our business partners including independent brokers to distribute our term life insurance policies and they can explain all the details about our products to help meet your customers' needs. For enquiries, please click here.

Download Product Summary 

Remarks:
TrendsetterSM ROP30 (Policy Form #6-630 89-113) is a term life insurance policy issued by Transamerica Life (Bermuda) Ltd., a company incorporated in Hamilton, Bermuda.

Premiums increase annually beginning in year 31. Policies are available in Singapore. Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Transamerica Life (Bermuda) Ltd. or visit the Life Insurance Association of Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.