Curate your legacy with Prospera™ FlexiGrowth Indexed Savings

Transamerica Life Bermuda has launched Prospera™ FlexiGrowth Indexed Savings, a savings-oriented indexed universal life insurance plan emphasising flexible long-term growth.

Designed to help high-net-worth individuals (HNWIs) and their families build and preserve generational wealth, it brings together growth potential and protection against market volatility through its distinctive combination of an Index Account and a Fixed Account. Some of the benefits it can bring to customers include:

1. Enhanced wealth growth potential through interest returns based on the performance of Nasdaq-100® Index and/or S&P 500 Index via the Index Account, which provides downside protection with a Guaranteed Floor Rate for the indices
2. Stability amid uncertainty via the Fixed Account that provides stable returns
3. Navigating market volatility without having to worry about catching the best time to allocate funds from the Fixed Account to the Index Account through the Dollar Cost Averaging option
4. Knowing well how fees are allocated and how the interests earned are calculated with a transparent fees structure and interest calculations
5. Flexible legacy and estate planning leveraging options for policy transfer to a new owner or new insured with value retention, and death benefit payment

We are delighted to bring this new solution to market to help our distribution partners better support their clients in achieving what matters most to them – growing legacies, safeguarding wealth, supporting succession plans, or advancing business purposes.

Learn more about Prospera FlexiGrowth here