What is a term life plan?

Term life insurance covers you for a specific term or span of years. Our products help provide peace-of-mind for you and your family by protecting your hard-earned assets. Your premium payment is guaranteed and level for the initial term, then increases annually until insured's age 95.

We offer:

Provides pure life coverage for a specific term to suit your needs.    

Premiums* will be returned to you at the end of the 30th policy year, assuming the death benefit has not been paid and the policy is still in force.

* We will return eligible premiums only, which exclude sub-standard premiums, rider premiums, outstanding loans and any loan interest due. If death occurs during the first 30 years of your policy, we will pay the death benefit and no premium will be returned.