What is a universal life plan?

What is a universal life plan?

A universal life plan supports estate or business planning through:

  • Providing lifetime coverage;
  • Accumulating cash value at a rate declared by the insurance company.

Two distinctive benefits of a universal life plan:

  • Flexibility of premium payment, adjustment of sum assured and access to cash value;
  • Policy charges and crediting interest rate are transparent to the policy owner.

A universal life plan may suit your needs in:

Personal  Business
  • Estate Preservation
  • Wealth Transfer
  • Portfolio Diversification
  • Key Person
  • Executive Benefits
  • Partnership Protection

Our universal life plans

Transamerica Life Bermuda's universal life plans are designed for High Net Worth customers with legacy and business planning needs.

Learn more about our universal life plans: 

Universal Life Alpha (Hong Kong)
Wealthassure Universal Life (Hong Kong)
Universal Life Plus