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TrendsetterSM ROP30

TrendsetterSM ROP30

Instead of lifelong life insurance coverage, you may wish to protect your family from long-term commitments such as a mortgage, your children's education or to safeguard the period you are accumulating your wealth.

Also it would be ideal if you could receive some kind of return after paying the premiums throughout the policy term because you are confident that you are going to outlive it.

In that case, TrendsetterSM ROP30 may be what you need.

  • The initial term of TrendsetterSM ROP30 is 30 years. During this time, the premiums are guaranteed and level;
  • The policy builds cash value over time. If you outlive the initial term and the policy is still in force at the end of the 30th policy year, we will return all the premiums* you have paid.

With fixed term coverage and certainty of a return of premiums*, you are offered the best of both worlds.

Convertibility option

If you have purchased the conversion rider together with your TrendsetterSM ROP30 policy, you can convert your policy to a permanent life insurance policy that is made available by Transamerica Life (Bermuda) Ltd. at the time of the conversion. This option may be exercised any time before the end of the 30th policy year or the insured's 70th birthday, whichever is earlier.

* We will return eligible premiums only, which exclude sub-standard premiums, rider premiums, outstanding loans and any loan interest due. If death occurs during the first 30 years of your policy, we will pay the death benefit and no premium will be returned.

A Transamerica distributor can explain all the details about our term life insurance policies and how they can help meet your objectives. For enquiries, please click here.

Remarks:
TrendsetterSM ROP30 (Policy Form #6-630 67-113) is a term life insurance policy issued by Transamerica Life (Bermuda) Ltd., a company incorporated in Hamilton, Bermuda.
Premiums increase annually beginning in year 31. Policies are available in Hong Kong.
Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.